
San Diego Creditors' Rights Attorneys
Helping Companies Collect Debt Fairly in California
When your company does not receive due payment owed for goods or services provided, you have rights as a creditor. Our business lawyers in San Diego can review your options and possible remedies available to enforce your creditor rights and collect the money due. If the debtor files bankruptcy, we can also represent you as a creditor in the bankruptcy proceeding.
Having qualified counsel through this time is essential to the success of your collection. Contact us today at (858) 360-7080 to discuss your case with our San Diego creditors' rights attorney at Purdy & Bailey, LLP.
What Are My Options to Collect a Secured or Unsecured Debt?
Depending on the situation, the best way to collect a debt may simply be to have us write a demand letter and/or default notice to the debtor. Demand letters, threats of legal action, and negotiation may be enough to collect in full or work out a payment plan.
If out-of-court collection efforts do not work, or if it is not the right path for the specific situation, we will take legal action. If your debt is secured by property or real estate, we can begin the process of repossession or foreclosure. If the debt is secured by personal property, a remedy called “replevin” or “claim and delivery” assists creditors to recover collateral quickly.
To collect an unsecured debt, you must first obtain a judgment in a court of law. Once the case is filed and the debtor has been served legal process, we will prove the debt to the court and obtain a judgment in the amount owed. If the debtor does not respond to the petition or fails to attend a court hearing, we can obtain a default judgment.
How Do I Collect on a Judgment?
Once you have obtained a judgment or a court order that verifies you are owed a legal debt, we can then take steps to collect if the debtor continues to refuse to pay.
A few methods of collection include:
- Liens on property - We can record an attachment lien on real estate owned by the debtor to force payment or foreclosure of the property.
- Asset seizure - We can file an attachment lien on personal property, similar to real estate, to seize the asset to obtain payment. This can include automobiles, business assets, and bank accounts.
- Garnishment and levy - We can file a wage garnishment and levy to collect payment from a debtor’s wages, salary, or bank accounts.
What Sets Us Apart


We are Ready When You Are.